Getting insured isn't just protection. It's how you win bigger jobs and charge what you're worth. DJH & Co runs a licensed insurance agency, and we get contractors the right coverage for their trade.
Being covered isn't just about protecting yourself. It's one of the easiest ways to close more jobs.
Customers hire the contractor they trust, and nothing builds trust faster than proof you're insured. The moment a homeowner, property manager, or general contractor sees your certificate of insurance, you go from "some guy with a truck" to a real, professional business they feel safe writing a check to.
It also opens doors. Property managers, HOAs, commercial clients, and most bigger jobs won't even let you bid without proof of coverage. Being insured doesn't just protect the work you have, it unlocks the work you can't get without it, and it lets you charge more for it.
And if something ever does go wrong on a job, the right policy is the difference between a quick call to your agent and a lawsuit that ends your business.
We match you to the right policies for the work you do, no more, no less.
Covers property damage and injuries on the job. The baseline most customers and contracts require before you can start.
Protects you and your crew if someone gets hurt. Required in most states the moment you have employees.
Your work truck and everything you haul, covered for the way you actually use it, not a personal policy that won't pay out.
Your tools are your livelihood. Cover them against theft, loss, and damage, on the job site or out of the truck.
Liability and property bundled together, often the smartest and most affordable option for a growing trade business.
Surety bonds and instant certificates of insurance (COIs), so you can bid and win the jobs that require them.
Because we already know your business better than any call center ever will.
We build your website and run your marketing, so we already understand exactly what you do and how you operate. No explaining your business to a stranger reading off a script.
We're independent, so we compare multiple carriers to find you the right coverage at the right price, instead of whatever one company happens to be selling.
Your website, your leads, your reviews, and your insurance, all under one roof. One number to call, and one person who actually knows you.
Let's find the right coverage for your trade, and turn "fully insured" into a reason customers pick you over the other guy.
DJH & Co works with a licensed insurance agency. Coverage, availability, and pricing are subject to carrier underwriting and approval. Not all coverages are available in all states.